Generally a family's mortgage is one of the most important elements of their financial picture. Therefore, it is critical that the care we take initially to select the best mortgage plan for you is extended through the life of your financing. What it is: John's Annual Mortgage Review is a process whereby from year to year we review your financing to make sure that it is the most appropriate at that time. We will jointly identify opportunities for savings or needs during the evaluation. Why: Life changes, families grow, job's move, retirement objectives shift. There are any number or reasons why your mortgage and possibly your entire financial picture should be evaluated from year to year. Maybe there are no changes needed but if there are it's better to identify them early. Goal: With this tool in hand you can be assured that you are always fine-tuning the most critical piece of your financial planning. This process is likely to save you thousands over the typical life of your mortgage needs. Loan Servicing: Even though the right to collect the payments on your mortgage may be transferred to a different loan servicer I am your initial contact for all your mortgage questions. We will facilitate any needs, questions or concerns you might have anytime on your current mortgage. Call us first to save time and effort. Free Rate Reduction: As one of John's client you are also eligible for our Automatic Rate Reduction Program. If FNMA's posted rates fall to .375% to .500% below your current rate we will automatically reduce the rate on your current loan for Free. Naturally, there are some additional requirements and not everyone will qualify. We will provide you with details as the opportunities arise. John's Mortgage Management Program will eliminate the time needed to track interest rates, it will identify savings and manage your financing needs for the next five, ten, or even twenty years. Just another reason to select John Thompson as your Lender for Life.